11%

So, part of updating my debt payoff totals for this month was figuring out the percentages of my payoffs. I have - in just two payments - paid off 11% of my remaining car loan.

That's much more motivating than 2% or less on the others. But even with 2%, I think "Wow, only 50 more updates to go at that rate!".

Kind of cool.

Part of my discussion with my brother was telling him how I'm educating myself by reading different books, writers and PF blogs, specifically Suze Orman and Dave Ramsey. As it turns out, one of his close friends also mentioned Dave Ramsey. So I explained Dave's methods with the baby steps, snowball method and that I've been listening to Dave's shows online at work while I work on projects. Much like it did for me, what I talked about struck a chord with my brother too. So he's going to listen to some of Dave's shows too and I'm going to bring him my copy of The Total Money Makeover.

It's nice and reassuring to have someone close and important to me walking alongside me in this journey.

So, right now I'm listening to Dave's show from yesterday. I have to admit that a small part of me gains solace from hearing some of the callers call in with much worse situations than I have. And I really enjoy Dave giving them No Bullshit answers.