A woman paid off $70,000 worth of debt in 19 months ... that's less than two years!!
I don't know how she did it exactly, but that is AWESOME. And it gives me a lot of hope and excitement that I can do this.
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Goal: Bad Debt Free by 33 - September 2010
"It is only in adventure that some people succeed
in knowing themselves - in finding themselves." - Andre Gide
About Me
I'm Flip. I'm 30. I'm a young professional woman and amateur athlete. I live in the greatest state in the Midwest. I lost myself a few years ago. I have my life back now. Working on it everyday.
Words I'm Living By ...
"Success is the sum of small efforts - repeated day in and day out." - Robert Collier
Debt Payoff Plan
1. Emergency Fund of $1000
2. Pay off all card/car debt
4. Pay off student loan
2. Pay off all card/car debt
2a.3. Emergency Fund of 3-6 months expensesPay off Card B
2b. Pay off Card D
2c. Pay off Car
2d. Pay off Card T
2f. Pay off Card R
2g. Pay off Card U
2h. Pay off Card A
4. Pay off student loan
Savings (Good!)
Emergency Fund
Start = $647.18! (01/31/08)
Goal = $1000.00 (Achieved!)
Current = $1031.39 (05/09/08)
Start = $647.18! (01/31/08)
Goal = $1000.00 (Achieved!)
Current = $1031.39 (05/09/08)
Debt Breakdown
Credit Card Debt (BAD!)
Start = $42,688.07 (01/04/08)
Paid Off = $3,188.32
Current = $40,763.51 (03/28/08)
Paid = September 2010 (Goal)
Paid Off = $3,188.32
Current = $40,763.51 (03/28/08)
Paid = September 2010 (Goal)
Car Loan Debt
Start = $4644.26 (12/31/07)
Paid Off = $1310
Current = $3456.87 (05/09/08)
Paid = June 2009
Paid Off = $1310
Current = $3456.87 (05/09/08)
Paid = June 2009
Student Loan Debt
Start = $31,978.63 (01/04/08)
Paid Off = $910.20
Current = $31,479.17 (05/09/08)
Paid Off = $910.20
Current = $31,479.17 (05/09/08)
Net Worth
Start: -$73,899 (Jan. 4, 2008)
Current: -$68,244 (+7.6%)
Last Updated: 05/09/08
Current: -$68,244 (+7.6%)
Last Updated: 05/09/08
Quotes to Remember
"Perserverance is not a long race. It is many short races one after the other." - Walter Elliot
"The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will." - Vince Lombardi
"The big secret in life is that there is no big secret. Whatever your goal, you can get there if you're willing to work." - Oprah Winfrey
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." - Aristotle
"The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will." - Vince Lombardi
"The big secret in life is that there is no big secret. Whatever your goal, you can get there if you're willing to work." - Oprah Winfrey
"We are what we repeatedly do. Excellence, then, is not an act, but a habit." - Aristotle
For The Record
All numbers reflect when I started this blog on January 4, 2008 and any changes since then. The numbers do not include all of my work to pay off debt prior to that date.
I Like to Read:
Goals for 2008
- Be honest to yourself & others
- Drive within 5 mph of speed limit
- Improve Self-Discipline
- Increase salary (New job?!)
- Learn to like running (Run 20 min. 2x per week by April 1)
- Lose 15 pounds (10 by April 1)
- Maintain a healthy fitness level and weight (135)
- No car tickets
- No more credit card debt
- Run in a 5K
- Stop drinking soda regularly
- Teach yourself not to procrastinate
Blog Archive
- May 2008 (1)
- April 2008 (2)
- March 2008 (7)
- February 2008 (1)
- January 2008 (19)
- December 2007 (1)
- August 2007 (1)
- July 2007 (13)
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